Insurance is personal.
So is the way I work.

I started ReDiscover Insurance to make Medicare feel less like a guessing game
- and more like a guided conversation.

Medicare is as easy as 1,2,3!

Desirèe is a Colorado native and proud owner of ReDiscover Insurance. Her academic journey led her to Metropolitan State University of Denver, where she honed in on her skills and developed a deep appreciation for learning. Little did she know that her path would take a turn toward a field that would become not just a profession but a true passion.

Introduced to the world of Medicare by a close friend, Desirèe discovered a calling in helping individuals navigate the complex world of Medicare. Recognizing the importance of her role in the industry, she dedicated herself to assisting individuals and educating them about the complexities of Medicare. Desirèe's approach involves personalized care, taking the time to understand each individual’s unique health situation. Specializing in Medicare Advantage plans, Medicare Supplement plans, and Part D Prescription Drug plans, Desirèe collaborates with major carriers to offer comprehensive options. Her commitment goes beyond just providing plans; she ensures that her clients are empowered with knowledge to make informed decisions about their healthcare. Desirèe's services extend beyond traditional consultations, offering one-on-one meetings and educational talks to demystify the complexities of Medicare. She believes that Medicare, though often perceived as a formidable beast, can be tamed with the right guidance.

Beyond her professional pursuits, Desirèe resides in the vibrant community of Arvada, Colorado. Always with an eye for adventure, she finds joy in exploring the great outdoors with her fiancé Michael. They enjoy conquering the slopes on a snowboard, trekking through the snow with snowshoes, hiking the breathtaking trails, cycling through scenic routes, and paddleboarding/rafting on serene waters. Their love for nature is further exemplified by their quest to chase after the next sunset.

As Desirèe continues her journey in the world of Medicare, she remains committed to making the process as easy as 1, 2, 3, ensuring that individuals can focus on enjoying their golden years with peace of mind. This is a time to ReDiscover who they are!

ReDiscover Insurance professional smiling confidently in elegant black lace top
ReDiscover Insurance: Cheerful senior woman enjoying wine with companion

My Mission

My mission is to serve as a compassionate and knowledgeable partner in your Medicare journey. I strive to simplify the process, offer clear and honest advice, and ensure that every client finds coverage that truly fits their health needs, lifestyle, and budget. Your peace of mind is my top priority.

What It’s Like to Work With Me

No hard sells. No rushed decisions.
Just good conversations that leave you feeling informed and empowered.
We’ll take it step by step:

ReDiscover Insurance communication: dialogue bubbles representing client conversation

We meet (or chat by phone)

ReDiscover Insurance document with magnifying glass for detailed policy review

I do the research

ReDiscover Insurance: Choosing between confirmation and cancellation options

We talk through your options together

a check box showing a completed form.

You enroll when you’re ready

A Bit More About Me

Location

I’m based in Arvada, Colorado, and serve clients across the Front Range and beyond.

Connected Network

I’m a proud partner of the Bridlewood Denver office, which gives me access to fantastic colleagues and events.

Desirèe DelFrari of ReDiscover Insurance: Sits with Firefighter fiancee and Dalmatian on fire truck

Hundreds of Clients

I’ve helped hundreds of clients navigate Medicare, and I learn something new every day—because no two people are the same.

Personal Life

Outside of work, you’ll usually find me hanging out with my fiancé (a firefighter), spending time with our dog, or hosting educational events on Medicare (yes, I think they’re fun).

My Promise

You’ll never feel like just a number.
You’ll never be rushed or talked over.
You’ll always know what’s next.
Because this is more than insurance—it’s peace of mind.

Want to learn more or chat with me directly?

ReDiscover Insurance: Heartwarming moment with elderly couple and beloved dog

FAQs

Here are answers to some of the most common questions I receive.

What is Medicare, and when do I need to enroll?

Medicare is health insurance for people age 65 and older, or those under 65 with certain disabilities. Your Initial Enrollment Period starts three months before the month you turn 65 and ends three months after. Don’t worry—I’ll help you make sense of your timeline and what steps you need to take.

What’s the difference between Medicare Advantage and Medicare Supplement plans?

Medicare Advantage plans (Part C) bundle everything under one roof and may include extra perks like dental or vision. Medicare Supplement plans (Medigap) help cover the out-of-pocket costs from Original Medicare (Parts A & B) and let you see any doctor who accepts Medicare. There’s no one-size-fits-all—it’s about what fits your lifestyle, budget, and health needs.

Do I have to pay for Medicare?

Part A is usually free if you’ve worked 10+ years. Part B has a monthly premium, and additional plans (Advantage, Supplement, or Drug Plans) may have their own costs. I’ll help you find the most cost-effective path based on your needs.

Can you help me compare plans?

Absolutely—that’s my specialty. I’ll look at your doctors, prescriptions, and preferences to recommend plans that truly fit. And we’ll go over all your options, together.

Do you charge for your services?

Nope! Working with me doesn’t cost you anything. I’m paid by the insurance companies when you enroll in a plan, and I’m independent—so I don’t push one plan over another. I only recommend what’s best for you.

What if I’m already on Medicare but unhappy with my current plan?

Let’s talk! If you’re outside of the annual Open Enrollment period (Oct 15 – Dec 7), there may still be ways to make changes depending on your situation. I’ll help you review your options.

Can I keep my doctor with these plans?

That depends on the plan. Some require you to stay in-network (like HMOs), while others offer more flexibility (like PPOs or Supplements). I’ll help you choose a plan that works with the providers you trust.

What if I travel a lot or spend winters in another state?

Great question! That might make a Supplement plan more appealing, since they generally offer nationwide coverage. We’ll chat about your travel lifestyle and choose a plan that fits.

What if I keep working after 65—do I still need Medicare?

It depends on the size of your employer and your current coverage. Sometimes it makes sense to enroll, and sometimes you can delay without penalty. I’ll review your specific situation and help you make the right call.

Do you offer help after I enroll?

Yes! I’m here for the long haul. You’ll get reminders about open enrollment, help with questions that pop up mid-year, and guidance as your needs change. No “enroll and disappear” treatment here.

How do I get started?

Just reach out! You can [book a free consultation], call, or message me. No pressure, no commitment—just a friendly chat to get your questions answered.

Still have questions?

We're here to help you.